deferral

[studentka-hb.livejournal.com]

Can anyone tell me how you would refer to academic deferral in Russian? Is the verb otsrochivat' / otsrochit' the right one to use, or is there another expression or set phrase that makes more sense? (I'm trying to get across that I deferred my 3rd year/ year abroad for financial reasons, and not sure that I'm making any sense!)

Thanks!